|
Interest Rates and Annual Percentage Yields effective as of
05/05/2008. (Annual Percentage Yield "APY" assumes interest
credited is not withdrawn until maturity or renewal.)
Note: Principal
withdrawals prior to the renewal date may be subject to substantial
early withdrawal penalties. Renewal grace period is 7 calendar days.
Penalties are not assessed if account holder is deceased.
FIRST FEDERAL IS CURRENTLY NOT ACCEPTING ANY NEW OUT-OF-STATE DEPOSITS.
CHECK OUT OUR SPECIAL CD RATES!!!
Certificate of Deposit Rates
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|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
5-Month Add-On*
|
2.96%
|
3.00%
|
$500
|
SPECIAL
5-Month
|
2.57%
|
2.60%
|
$500
|
SPECIAL
5-Month with Checking Account
|
2.72%
|
2.75%
|
$500
|
|
|
|
|
|
|
|
|
|
|
|
3 Month
|
2.15%
|
2.17%
|
$500
|
|
6 Month
|
2.47%
|
2.50%
|
$500
|
|
12 Month
|
2.56%
|
2.59%
|
$500
|
|
18 Month
|
2.65%
|
2.68%
|
$500
|
|
30 Month
|
2.83%
|
2.87%
|
$500
|
|
4 Year
|
3.60%
|
3.66%
|
$500
|
|
5 Year
|
3.75%
|
3.82%
|
$500
|
*Requires a checking account with a direct deposit.
-- Rates are subject to change at any time --
|
|
Jumbo Certificate of Deposit and Jumbo Individual Retirement Account Rates
|
|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
5-Month Add-On*
|
3.06%
|
3.10%
|
$100,000
|
SPECIAL
5-Month
|
2.67%
|
2.70%
|
$100,000
|
SPECIAL
5-Month with Checking Account
|
2.82%
|
2.86%
|
$100,000
|
|
3 Month
|
2.25%
|
2.27%
|
$100,000
|
|
6 Month
|
2.57%
|
2.60%
|
$100,000
|
|
12 Month
|
2.66%
|
2.69%
|
$100,000
|
|
18 Month
|
2.75%
|
2.78%
|
$100,000
|
|
30 Month
|
2.93%
|
2.97%
|
$100,000
|
|
4 Year
|
3.70%
|
3.76%
|
$100,000
|
|
5 Year
|
3.85%
|
3.92%
|
$100,000
|
*Requires a checking account with a direct deposit.
-- Rates are subject to change at any time --
|
|
Individual Retirement Account Rates
|
|
Certificate Term
|
Interest Rate
|
APY
|
Minimum Balance Required to Obtain APY
|
SPECIAL
5-Month Add-On*
|
2.96%
|
3.00%
|
$100
|
SPECIAL
5-Month
|
2.57%
|
2.60%
|
$100
|
SPECIAL
5-Month with Checking Account
|
2.72%
|
2.75%
|
$100
|
|
3 Month
|
2.15%
|
2.17%
|
$100
|
|
6 Month
|
2.47%
|
2.50%
|
$100
|
|
12 Month
|
2.56%
|
2.59%
|
$100
|
|
18 Month
|
2.65%
|
2.68%
|
$100
|
|
30 Month
|
2.83%
|
2.87%
|
$100
|
|
4 Year
|
3.60%
|
3.66%
|
$100
|
|
5 Year
|
3.75%
|
3.82%
|
$100
|
*Requires a checking account with a direct deposit.
-- Rates are subject to change at any time --
|
|
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