Our Certificates of Deposits offer guaranteed yields, flexibility, and the safety of FDIC insurance. That's because you lock in a high yield that's guaranteed from the day you open the account until the day it matures. You know exactly what return you'll get and when you'll get it.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD.

Your investment is safe because First Federal's CDs are backed by the Federal Deposit Insurance Corporation for up to $100,000 per individual - making them as safe as any investment in the world.

There's a CD That's Right For You.

Short-Term CDs. Short-term savings certificates, usually up to 3 months, offer you the fastest, readiest access to your money.

Medium-Term CDs. Our 6-to18-month medium-term CDs offer you higher yields than shorter-term CDs.

Long-Term CDs. If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.

Note: Principal withdrawals prior to the renewal date may be subject to substantial early withdrawal penalties. Renewal grace period is 7 calendar days. Penalties are not assessed if account holder is deceased.