Government Loans

Federal Housing Administration (FHA) Mortgages are more obtainable for people with little or no credit, providing affordable home financing for qualified buyers. FHA Loans feature low down payments, low closing costs, and easy credit qualifying.

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Idaho Housing Loans provide reduced interest rate mortgage loans to qualified Idaho families and individuals. By offering below-market interest rate loans, families and individuals who might otherwise be unable to afford mortgage payments are able to become homeowners. IHFA offers up to 100% financing.

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USDA Rural Development Loans are home loans for home buyers who would like to buy a home with no down payment in a rural community. To qualify for a USDA loan, the home you wish to purchase must be in a rural area. Up to 100% financing.

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VA Loans enables eligible military veterans to purchase a home with no down payment. The term "veteran" includes certain members of the selected Reserve, active duty service personnel and certain categories of spouses.

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