Personal Savings Accounts

Saving is easy at First Federal. We offer a variety of savings accounts for every savings goal. Plus, you'll always enjoy easy access to your account and the peace of mind of FDIC insurance.
Use our Financial Calculators to view how quickly your earnings can grow!
| Regular Savings* |
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(Earn interest at regular savings rate.) |
| Minimum opening deposit |
|
$ 10.00 |
| Monthly service charge |
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None |
Free ATM Card available |
| For current rates, please contact us. |
| Savings Plus* |
|
(Earn more interest if you maintain $1,000 balance.) |
| Minimum opening deposit |
|
$1,000.00 |
| Monthly service charge |
|
None |
Higher interest rate for balances over $1,000. |
Free ATM Card available |
For current rates, please contact us. |
| Idaho Medical Savings Accounts* |
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(Use for medical bills and earn interest free of state taxes.) |
| Minimum opening deposit |
|
$ 100.00 |
Maintain a $100 daily average balance to avoid a $3.00 Service Charge. |
Earn interest at a higher rate than regular savings. |
Deposits limited to $2,000 per year - individual; $4,000 per year - joint. |
For current rates, please contact us. |
| MMDA Account Tiered Rate* |
|
(Earn a higher rate for maintaining higher balances.) |
| Minimum opening deposit |
|
$1,000.00 |
Tiered rate on higher balances |
Free ATM Card available |
Check writing privileges |
For current rates, please contact us. |
* Transactions are limited to six (6) transfers per month by pre-authorized, automatic, computer or telephone transfer.
An excessive transaction fee of $5.00 is charged for each transaction in excess of the above limitations.
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