Personal Lines of Credit | Personal Loans

Need funds quickly? Apply for a personal loan or a personal line of credit to purchase a car, medical expenses or college tuition. If this sounds like something you could use, please contact us!

Unable to decide between a line of credit or a loan?

A Line of Credit is a revolving source of readily available funds up to a specified credit amount and can be used when needed. After paying back what you have borrowed, those funds become available once again. You may borrow and pay back as often as needed until the line matures.

A Loan is a source of credit that is loaned for a fixed amount with required monthly payments over a predetermine period of time. First Federal offers a wide range of repayment schedules designed to fit your budget.