Personal Checking Accounts

First Federal . . . Right Here When You Need Us!

Personal Checking Accounts

Bridge Checking Account with optional Companion Bridge Savings Account		Learn more ›››
Minimum Opening Deposit		$100.00
Monthly Service Charge		$8.00
Average Balance to Avoid Service Charges		$1,000.00
Per Check Charge		No
Interest		Yes*
Checks Provided		Yes**
Visa Debit Card with ScoreCard Rewards		Yes***
Visa Platinum Credit Card		Yes - subject to credit approval
Free Identity Theft Recovery Program		Yes

Optional Companion Bridge Savings Account
Earn *higher* interest when you open a Companion Bridge Savings Account. Must have a Bridge Checking Account to open a Bridge Savings Account.
Minimum Opening Deposit		$10.00
Monthly Service Charge		None
ATM Card		Yes

50+ Checking
Minimum age is 50 years.
Minimum Opening Deposit		$100.00
Monthly Service Charge		None
Average Balance to Avoid Service Charges		None
Per Check Charge		No
Interest		No
Checks Provided		Yes - free personalized checks
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

First-Rate Interest Checking
Minimum Opening Deposit		$1,000.00
Monthly Service Charge		8.00
Average Balance to Avoid Service Charges		$1,000.00
Per Check Charge		No
Interest		Yes - higher with average balance of $2,000 or more
Checks Provided		First box is free
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

First VIP Interest Checking
Minimum Opening Deposit		$100.00
Monthly Service Charge		None
Average Balance to Avoid Service Charge		None
Per Check Charge		No
Interest		Yes
Checks Provided		First box is free
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

Regular Interest Checking
Minimum Opening Deposit		$100.00
Monthly Service Charge		8.00
Average Balance to Avoid Service Charge		$100.00
Per Check Charge		No
Interest		Yes – on average balances of $700 or more.
Checks Provided		No
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

Rewards Checking		Learn more ›››
Minimum Opening Deposit		$100.00
Monthly Service Charge		None
Average Balance to Avoid Service Charge		None
Per Check Charge		No
Interest		Yes. See below for details.****
Checks Provided		First box is free
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

Student Checking
For the duration of student status.
Minimum Opening Deposit		$50.00
Monthly Service Charge		None
Average Balance to Avoid Service Charges		None
Per Check Charge		No
Interest		Yes - on average balances of $700 or more
Checks Provided		First box is free
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

Totally Free Checking
Minimum Opening Deposit		$100.00
Monthly Service Charge		None
Average Balance to Avoid Service Charges		None
Per Check Charge		No
Interest		No
Checks Provided		First box is free
Visa Debit Card with ScoreCard Rewards		Yes***
Free Identity Theft Recovery Program		Yes

*	Open a companion Bridge Savings Account and earn even *higher* interest. Click here for details.
**	Free specialized Bridge Account checks OR $7.00 off another design for the life of the Bridge Account.
***	ScoreCard Rewards apply when you sign the sales receipt for your debit card purchase rather than entering your PIN (Personal Identification Number).
****	Higher interest paid on balances up to $25,000; lower interest paid on all amounts above $25,000 each cycle the minimum qualifications are met. To qualify to receive the Rewards Rate, perform the following each cycle: (1) make 12 debit card purchases; (2) set up 1 direct deposit or automatic payment from your account; and, (3) enroll and receive e-statements. Click here for details.