Provide a unique savings opportunity for a child with a Kids' Cash Account from First Fed!
Summary
Here are a few Kids' Cash Account Highlights:
First Federal provides the first $5.00* of the $10 minimum balance required to open the account!
At account opening, receive a New Account Kit filled with coloring sheets, crayons, puzzles — even a bank.
Child receives a birthday card as well as quarterly newsletters filled with fun facts, games, puzzles, and coloring activities.
An account may be opened for any child from birth through age 18.
Child must have own social security number which is required at account opening.
Must be a joint account with the child listed as primary account holder along with an adult as the joint owner.
As a joint owner, child may make his/her own deposits and withdrawals.
Interest accrues at First Federal's regular savings account rate.
Existing accounts with a minor as the primary account holder may be converted to the Kids' Ca$h account. At the time of conversion, the child will receive a $5.00 deposit and a New Account Kit.
Account cannot be opened as a UTMA (Uniform Transfers to Minors Act) or as a Custodial Account.
At age 18, the account will automatically convert to a regular personal account.
* These funds become available on the child's 18th birthday. If the account is closed prior to the child's 18th birthday, the $5.00 will revert back to First Federal.