A Health Savings Account (HSA) from First Fed provides a smart way to save for future health care needs and to take control of your health care.
Summary
A Health Savings Account (HSA) is an account set up for the exclusive purpose of paying qualified medical expenses for you and your family. Any eligible individual may establish a HSA and make fully-deductible contributions and take tax-free distributions for qualified medical expenses.
Eligibility
Eligibility for a Health Savings Account (HSA)*
An eligible individual is someone who is:
covered under a qualified, high-deductible health plan
not covered by another health plan that is not a HDHP
not enrolled in Medicare
not eligible to be claimed as a dependent on another individual's federal income tax return
Contribution Limit is Determined By:
statutory annual limit set by the federal government
if a person is age 55 or older, they are eligible for a 'catch-up' contribution
whether you have individual or family coverage
* NOTE: If you require assistance in determining your qualified contributions and medical expenses, please consult with your tax professional.