'Save smart' with a First Federal Certificate of Deposit (CD).
First Federal . . . Right Here When You Need Us!

Current CD Rates

 

 

 

'Save smart' with a First Federal Certificate of Deposit (CD). CDs are a wise choice and provide a fixed, predictable rate
of return. Enjoy higher fixed interest rates and the security
of FDIC insurance.

 

 

 

Interest rates and Annual Percentage Yields (APY) are accurate as of 3/4/2013.

 

Note: Annual Percentage Yield (APY) assumes interest credited is not withdrawn until maturity or renewal. Principal withdrawals prior to the maturity or renewal date may be subject to early withdrawal penalties. Penalties are not assessed if account holder is deceased. Renewal grace period is 7 calendar days. No minimum balance is required to obtain the disclosed APY.
Note: First Federal is currently not accepting any new out-of-state deposit accounts.

 

 

Regular CD Interest Rate APY
3 Month
$500 minimum deposit to open
.10% .10%
6 Month
$500 minimum deposit to open
.20% .20%
12 Month
$500 minimum deposit to open
.35% .35%
18 Month
$500 minimum deposit to open
.40% .40%
30 Month
$500 minimum deposit to open
.60% .60%
4 Year
$500 minimum deposit to open
1.10% 1.11%
5 Year
$500 minimum deposit to open
1.20% 1.21%
Rates are subject to change at any time.
Jumbo CD and
Jumbo Individual Retirement Account
Interest Rate APY
3 Month
$100,000 minimum deposit to open
.20% .20%
6 Month
$100,000 minimum deposit to open
.30% .30%
12 Month
$100,000 minimum deposit to open
.45% .45%
18 Month
$100,000 minimum deposit to open
.50% .50%
30 Month
$100,000 minimum deposit to open
.70% .70%
4 Year
$100,000 minimum deposit to open
1.20% 1.21%
5 Year
$100,000 minimum deposit to open
1.30% 1.31%
Rates are subject to change at any time.
Individual Retirement Account Interest Rate APY
3 Month
$100 minimum deposit to open
.10% .10%
6 Month
$100 minimum deposit to open
.20% .20%
12 Month
$100 minimum deposit to open
.35% .35%
18 Month
$100 minimum deposit to open
.40% .40%
30 Month
$100 minimum deposit to open
.60% .60%
4 Year
$100 minimum deposit to open
1.10% 1.11%
5 Year
$100 minimum deposit to open
1.20% 1.21%
Rates are subject to change at any time.