Need to dispute an item on your Credit Report reported by First Fed? Read below to find out how.
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Credit Report Dispute Information

Need to dispute an item on your Credit Report reported by First Fed? Read below to find out how.



Your credit history is important. It is very important that you monitor your credit report annually. If you feel First Federal has reported information that you think is in error, please read below.


Summary

To assist you in completing your credit report dispute, please read this page in its entirety before proceeding.

First Federal reports credit information as of the end of the month within 10 calendar days thereafter. We report to the following four credit reporting agencies: Equifax, Experian, TransUnion, and Innovis. These agencies may take up to three weeks to update their records from the monthly data.

One free copy of your credit report is available to you each year. You may call
1-877-322-8228 to request your free copy or you may request it online at https://www.annualcreditreport.com.

The online form accessed below can be used to dispute information provided by First Federal that appears, or you feel should appear, on your credit report. A copy of your credit report may assist you in completing your dispute.

If you wish to speak to a representative, please contact First Federal's Servicing Department at 208-736-4424. Telephone hours are Monday through Friday, 9:00 a.m.
to 5:00 p.m., MST.

The Credit Report Dispute form is available as a downloadable pdf. Once you have completed the form, please submit it to:

     First Federal
     Attention: Servicing
     311 Gooding Street North
     Twin Falls, ID 83301




Credit Report Dispute Form

Click here to download the Credit Report Dispute Form.

Return the completed form to:

     First Federal
     Attention: Servicing
     311 Gooding Street North
     Twin Falls, ID 83301

For more information about your credit report and credit scores, click here to read the Federal Reserve's "Consumer's Guide to Credit Reports and Credit Scores".




















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