Additional Services and Fees
Additional services and fee amounts are effective as of February 1, 2009.
| Please Note: Products and services are provided only to customers. |
| Account Fees |
|
| Account research - the lesser of : |
|
|
| per item: |
|
$ 5.00 |
| per item: |
|
25.00 |
| Account balance assistance (minimum charge) |
|
25.00 |
| Account verification |
|
10.00 |
| Account closing (within 90 days of opening) |
|
5.00 |
| Check printing |
|
Varies |
| Counter check fees (each) |
|
.50 |
| Excessive Savings / MMDA transactions (each) |
|
5.00 |
| HSA / IRA transfer outgoing |
|
15.00 |
| Inactive Account (monthly) * |
|
5.00 |
| Items deposited and returned |
|
5.00 |
| Overdraft / non-sufficient funds (each)** |
|
29.00 |
| Overdraft Transfer fee |
|
2.50 |
| Stop Payments |
|
25.00 |
| Visa Debit / ATM Card Replacement |
|
6.00 |
| Cashier's Checks / Money Orders |
|
| Cashier's Check |
|
$ 3.00 |
| Money Orders |
|
3.00 |
| Gift Cards |
|
| American Express Gift Card |
|
$ 3.95 |
| Visa Gift Card |
|
2.00 |
| Internet Banking Fees |
|
| Internet Banking set-up |
|
Free |
| Internet Banking Access (monthly) |
|
Free |
| Web Bill Pay |
|
Free |
| Miscellaneous |
|
| Collections (outgoing and incoming) |
|
$ 20.00 |
| Garnishments, Levies, and Attachments |
|
50.00 |
| International ACH Remittance |
|
15.00 |
| Returned mail fee |
|
2.50 |
| Safe Deposit Boxes |
|
| Safe Deposit Box Lost Key |
|
$ 15.00 |
| Safe Deposit Box - 2 Lost Keys/Drill Fee |
|
175.00 |
| 3 x 5 x 21 (annual) |
|
15.00 |
| 3 x 10 x 21 (annual) |
|
25.00 |
| 5 x 10 x 21 (annual) |
|
40.00 |
| 10 x 10 x 21 (annual) |
|
65.00 |
| Traveler's Checks / Foreign Currency Exchange |
|
| Foreign Currency Exchange (customers) |
|
$ 5.00 |
| Traveler's Checks |
|
1% of purchase |
| Traveler's Checks (2 signatures) |
|
2% of purchase |
| American Express Gift Checks |
|
2.50 |
| Wire Transfer Fees |
|
| Domestic Wire Transfer (incoming) |
|
$ 10.00 |
| Domestic Wire Transfer (outgoing) |
|
20.00 |
| International ACH Remittance |
|
15.00 |
| International Wire Transfer (customers only) |
|
40.00 |
*
** |
Inactive accounts: A service charge will be assessed on inactive accounts with a balance of less than $50.00. The service charge will be $5.00 per month. Checking, MMDA, Medical Savings, and Health Savings accounts will be considered inactive if there have been no transactions on the account for 396 days. All savings accounts will be considered inactive if there have been no transactions on the account for three (3) years.
Applies to overdrafts "created by check, in-person withdrawals, ATM withdrawals, or other electronic means" as applicable. |
|