Additional Services and Fees
First Federal . . . Right Here When You Need Us!

Additional Services and Fees

Additional services and fee amounts are effective as of April 29, 2010.

 

 Please Note: Products and services are provided only to customers.
Account Fees  
 Account research - the lesser of :  

  
  per item:  

$   5.00
  per hour:  

   25.00
 Account balance assistance (minimum charge)  

   25.00
 Account verification  

   10.00
 Account closing (within 90 days of opening)  

     5.00
 Check printing  

  Varies
 Counter check fees (each)  

       .50
 Excessive transaction fee (each) - Savings / MMDA  

     5.00
 HSA / IRA transfer outgoing  

   15.00
 Inactive Account (monthly) *  

     5.00
 Items deposited and returned  

     5.00
 Overdraft / non-sufficient funds (each)**  

   29.00
 Savings / MMDA Overdraft Transfer fee  

     2.50
 Stop Payments  

   25.00
 Visa Debit / ATM Card Replacement  

     6.00
Cashier's Checks / Money Orders  
 Cashier's Check  

$   3.00
 Money Orders  

     3.00
Gift Cards  
 American Express Gift Card  

$   3.95
Internet Banking Fees  
 Internet Banking set-up  

    Free
 Internet Banking Access (monthly)  

    Free
 Internet Banking Bill Payment  

    Free
Miscellaneous  
 Collections (outgoing and incoming)  

$ 20.00
 Garnishments, Levies, and Attachments  

   50.00
 Returned mail fee  

     2.50
Safe Deposit Boxes  
 Safe Deposit Box Lost Key  

$ 15.00
 Safe Deposit Box - 2 Lost Keys/Drill Fee  

 175.00
 3 x 5 x 21 (annual)  

   15.00
 3 x 10 x 21 (annual)  

   25.00
 5 x 10 x 21 (annual)  

   40.00
 10 x 10 x 21 (annual)  

   65.00
Traveler's Checks / Foreign Currency Exchange  
 Foreign Currency Exchange (customers)  

$   5.00
 Traveler's Checks  

1% of purchase
 Traveler's Checks (2 signatures)  

2% of purchase
 American Express Gift Checks  

     2.50
Wire Transfer Fees  
 Wire Transfer (incoming)  

$ 10.00
 Wire Transfer (outgoing)  

   20.00

 

  *





**
Inactive accounts: A service charge will be assessed on inactive accounts with a balance of less than $50.00. The service charge will be $5.00 per month. Checking, MMDA, Medical Savings, and Health Savings accounts will be considered inactive if there have been no transactions on the account for 396 days. All savings accounts will be considered inactive if there have been no transactions on the account for three (3) years. 

Applies to overdrafts "created by check, in-person withdrawals, ATM withdrawals, or other electronic means" as applicable.