Current CD Rates
First Federal . . . Right Here When You Need Us!

Current CD Rates

 

'Save smart' with a Certificate of Deposit (CD) from First Federal.

 

 

'Save smart' with a First Federal Certificate of Deposit (CD). CDs are a wise choice and provide a fixed, predictable rate of return. Enjoy higher fixed interest

rates and the security of FDIC insurance.

 

 

 

Interest rates and Annual Percentage Yields (APY) effective as of 03/08/2010.

 

Note: No minimum balance required to obtain Annual Percentage Yield (APY). "APY" assumes interest credited is not withdrawn until maturity or renewal.
Note: Principal withdrawals prior to the renewal date may be subject to substantial early withdrawal penalties. Renewal grace period is seven (7) calendar days. Penalties are not assessed if account holder is deceased. 
Note: First Federal is currently not accepting any new out-of-state deposit accounts.

 

 

Regular CD Interest Rate APY
3 Month
$500 minimum deposit to open 		.45% .45%
6 Month
$500 minimum deposit to open 		.80% .80%
12 Month
$500 minimum deposit to open 		1.00% 1.00%
18 Month
$500 minimum deposit to open 		1.26% 1.27%
30 Month
$500 minimum deposit to open 		1.70% 1.71%
4 Year
$500 minimum deposit to open 		2.50% 2.53%
5 Year
$500 minimum deposit to open 		2.96% 3.00%
Rates are subject to change at any time.
Jumbo CD and
Jumbo Individual Retirement Account		 Interest Rate APY
3 Month
$100,000 minimum deposit to open 		.55% .55%
6 Month
$100,000 minimum deposit to open 		.90% .90%
12 Month
$100,000 minimum deposit to open 		1.10% 1.11%
18 Month
$100,000 minimum deposit to open 		1.36% 1.37%
30 Month
$100,000 minimum deposit to open 		1.80% 1.81%
4 Year
$100,000 minimum deposit to open 		2.60% 2.63%
5 Year
$100,000 minimum deposit to open 		3.06% 3.10%
Rates are subject to change at any time.
Individual Retirement Account Interest Rate APY
3 Month
$100 minimum deposit to open 		.45% .45%
6 Month
$100 minimum deposit to open 		.80% .80%
12 Month
$100 minimum deposit to open 		1.00% 1.00%
18 Month
$100 minimum deposit to open 		1.26% 1.27%
30 Month
$100 minimum deposit to open 		1.70% 1.71%
4 Year
$100 minimum deposit to open 		2.50% 2.53%
5 Year
$100 minimum deposit to open 		2.96% 3.00%
Rates are subject to change at any time.