Current CD Rates
'Save smart' with a First Federal Certificate of Deposit (CD). CDs are a wise choice and provide a fixed, predictable rate of return. Enjoy higher fixed interest
rates and the security of FDIC insurance.
Interest rates and Annual Percentage Yields (APY) effective as of 9/01/2010.
| Note: |
Must maintain minimum opening balance to earn Annual Percentage Yield (APY). "APY" assumes interest credited is not withdrawn until maturity or renewal. |
| Note: |
Principal withdrawals prior to the renewal date may be subject to substantial early withdrawal penalties. Renewal grace period is seven (7) calendar days. Penalties are not assessed if account holder is deceased. |
| Note: |
First Federal is currently not accepting any new out-of-state deposit accounts. |
| Regular CD |
Interest Rate |
APY |
3 Month
$500 minimum deposit to open
|
.35% |
.35% |
6 Month
$500 minimum deposit to open
|
.55% |
.55% |
12 Month
$500 minimum deposit to open
|
.70% |
.70% |
18 Month
$500 minimum deposit to open
|
.90% |
.90% |
30 Month
$500 minimum deposit to open
|
1.20% |
1.21% |
4 Year
$500 minimum deposit to open
|
1.80% |
1.81% |
5 Year
$500 minimum deposit to open
|
2.10% |
2.12% |
Rates are subject to change at any time. |
Jumbo CD and
Jumbo Individual Retirement Account |
Interest Rate |
APY |
3 Month
$100,000 minimum deposit to open
|
.45% |
.45% |
6 Month
$100,000 minimum deposit to open
|
.65% |
.65% |
12 Month
$100,000 minimum deposit to open
|
.80% |
.80% |
18 Month
$100,000 minimum deposit to open
|
1.00% |
1.00% |
30 Month
$100,000 minimum deposit to open
|
1.30% |
1.31% |
4 Year
$100,000 minimum deposit to open
|
1.90% |
1.92% |
5 Year
$100,000 minimum deposit to open
|
2.20% |
2.22% |
Rates are subject to change at any time. |
| Individual Retirement Account |
Interest Rate |
APY |
3 Month
$100 minimum deposit to open
|
.35% |
.35% |
6 Month
$100 minimum deposit to open
|
.55% |
.55% |
12 Month
$100 minimum deposit to open
|
.70% |
.70% |
18 Month
$100 minimum deposit to open
|
.90% |
.90% |
30 Month
$100 minimum deposit to open
|
1.20% |
1.21% |
4 Year
$100 minimum deposit to open
|
1.80% |
1.81% |
5 Year
$100 minimum deposit to open
|
2.10% |
2.12% |
Rates are subject to change at any time. |
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